Terms & Conditions
The terms “you” and “your” refer to the user or viewer of this website, PhilCobb, Author at https://philcobbauthor.com. The term “I” refers to Phil Cobb, webmaster for the website. Your use of the website constitutes your acceptance of the terms and conditions for using this website.
This website and the webmaster do not endorse the contents of any other website, including websites for which hyperlinks may be provided. This website and the webmaster have no liability for the use of any contents of any third-party website or any website that is hyperlinked to this website.
This website and the webmaster do not provide any representations or warranties for any information, products or services on this website, nor do they provide any representations or warranties for any information, products or services on any other website that may be linked to this website.
This website and the webmaster do not have any responsibility for the content of any linked websites. Any reliance you place on such information is entirely at your own risk.
This website and the webmaster do not have any liability or responsibility for any losses, damages or injuries you may suffer as a result of purchasing any services, goods or books through this website or any other website.
Disclaimer for use of this website
You assume all risk for use of this website, including the risk of damage to your computer or software by any virus, malware, software or any other files that may be transmitted to it.
This website and the webmaster do not warranty or guarantee the accuracy of any of the materials on this website or any other website that may be hyperlinked to it. The materials on this website may contain errors and inaccuracies.
You may not hold this website or the webmaster responsible for any loss or damages arising from the use of this website.
You assume full and complete responsibility for all materials that you submit to this website, including their appropriateness, legality, reliability, originality and copyright. You may not hold this website or the webmaster responsible for any loss or damages arising from any materials that you submit to this website. This website and the webmaster retain the right to remove any material that you submit to it.
The material presented on this website is for entertainment or informational purposes only. The opinions of Phil Cobb on this website are for entertainment or information only.
Any views by commenters or in articles submitted by other writers are theirs alone and not those of Phil Cobb. I may remove any comments, posts or articles at any time for any reason.
This website and the webmaster are not liable or responsible for the actions, postings or comments of any users of this website. I retain copyright to the material I present on this website. I may use excerpts from other materials and sources or quote from them as fair use under the Fair Use Act.