The terms “you” and “your” refer to the user or viewer of this website, PhilCobb, Author at https://philcobbauthor.com. The term “I” refers to Phil Cobb, webmaster for the website. Your use of the website constitutes your acceptance of the terms and conditions for using this website.
This website and the webmaster do not endorse the contents of any other website, including websites for which hyperlinks may be provided. This website and the webmaster have no liability for the use of any contents of any third-party website or any website that is hyperlinked to this website.
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Any views by commenters or in articles submitted by other writers are theirs alone and not those of Phil Cobb. I may remove any comments, posts or articles at any time for any reason.
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